That's followed by a distinction regarding the Reset function, ' Reset your PC prepares the PC for recycling or for transfer of ownership by reinstalling the OS, removing all user accounts and contents (e.g. In Windows 10, this feature no longer preserves user-acquired Windows apps.' The Refresh option built in to Windows 10 does not preserve user-acquired Windows Store apps nor installed desktop apps. All other preinstalled customizations are restored to their factory state. I quote: ' Refresh your PC Fixes software problems by reinstalling the OS while preserving the user data, user accounts, and important settings.
If one reads, Doing an In-place 'Upgrade' to Reinstall Windows 10 Keeping Apps/Programs and User Files, you will find that it states the following: